Pennsylvania recently amended its long-standing law regarding joint and several liablity. Joint and several liability applies when more than one party is responsible for an injury. Under the old law, any party at least one percent at fault was jointly and individually liable for all of the damages. This protected the injured victim when the most responsible party had insufficient insurance or assets. This has now changed with the recent amendments. The joint and several liability amendments limit the liability of a defendant who is less than 60% at fault to his proportionate share of liability. Under the amendments’ language, however, … [Read more...]
Hot Coffee Director: Tort Deform Myths
March 16, 2011 by
Check out this interview with the director of Hot Coffee. This film debunks the myth that there are too many frivolous lawsuits. Every consumer should watch this movie before being tricked by the propaganda of the insurance industry and Chamber of Commerce. Hot Coffee Interview: … [Read more...]
Pennsylvania Car Insurers May Prorate Deductibles
July 1, 2010 by
If you are in a motor vehicle crash and you have collision coverage with your automobile insurance company, your insurance company may pay for the damages to your vehicle regardless of who was at fault. This is often done as a matter of convenience and to expedite payment. If another driver or entity is at fault, your insurance company will then make a claim for reimbursement against the other driver and his or its automobile liability insurance company. This is called subrogation. In Pennsylvania, your insurance company will include in its subrogation claim your deductible, if any. If your insurance company … [Read more...]
