… A 47-year-old salesman was driving his SUV across a bridge when a car coming the other way crossed the center line, striking him head on. The other driver was killed in this severe impact. The salesman injured his neck, but his main problem was injury to nerves in his foot. He treated extensively with a foot and ankle surgeon. After the other driver’s automobile insured paid its minimum policy limits, an additional claim was made for the salesman’s own underinsured motorist benefits. Three privately chosen arbitrators awarded the salesman additional compensation after hearing.
